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Housing platforms

Here's what the candidates in Central Okanagan—Similkameen—Nicola, and their parties, are promising.

Home heating

We don't have any PPC policies on Home heating.
We don't have any Green policies on Home heating.
We don't have any Liberal policies on Home heating.
We don't have any NDP policies on Home heating.

Home ownership

Conservative
  • Modify the mortgage stress test to ensure first-time homebuyers aren't unnecessarily prevent from accessing mortgages.
  • Remove the stress test from mortgage renewals.
  • Increase amortization periods to 30 years for first-time homebuyers.
We don't have any PPC policies on Home ownership.

Liberal
  • Introduce a new First-Time Home Buyer Incentive giving up to 10% off the purchase price of a first home.
  • Increase the qualifying value to nearly $800,000 in places where houses cost more.

NDP
Introduce 30-year terms to CMHC insured mortgages on entry-level homes for first-time home buyers, while doubling the Home Buyer's Tax Credit to $1,500.

Joan Phillip

NDP candidate in your district
Everyone needs a place to call home. Some will own, others will rent, and some will have a shared home or live in a co-op. If we build enough affordable housing, young families will be in a position to be able to save enough to own a home.

Jesse Regier

Libertarian candidate in your district
The owner of property has the full moral right to control, use, dispose of, or in any manner enjoy her/his property without interference, until and unless the exercise of her/his control infringes upon the rights of others.

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The activity of land use planning is properly the responsibility and right of the owner(s) of the land. We therefore urge an end to all government interference in the planning process through such methods as expropriation, zoning laws or building codes, regional planning, or the acquisition of land or other real property with tax money. We call for the repeal of all laws regulating the use of private property.

I am not affiliated with the link below - I include it to inform constituents.

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Housing supply

Conservative
  • Make surplus federal real estate available for development to increase the supply of housing.
  • Introduce a Build More Homes Competition for municipalities.

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To empower municipalities to build more homes, a new Conservative government will introduce the Build More Homes Competition. This competition will reward municipalities that have proven to reduce red tape that stands in the way of new home construction.

From Andrew Scheer's Plan for You to Get Ahead, retrieved 2019-10-11.

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We don't have any PPC policies on Housing supply.

Green
  • Legislate housing as a legally protected fundamental human right for all Canadians and permanent residents.
  • Appoint a Minister of Housing.
  • Target 25,000 new and 15,000 rehabilitated units annually for the next 10 years.
  • Increase funding.
  • Create a co-op housing strategy.

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Legislate housing as a legally protected fundamental human right for all Canadians and permanent residents.

Appoint a Minister of Housing to strengthen the National Housing Strategy so that it meets the needs for affordable housing that are unique to each province, and oversee its implementation in collaboration with provincial ministers. This recognizes that housing is provincial jurisdiction. The target would be 25,000 new and 15,000 rehabilitated units annually for the next 10 years.

Increase the National Housing Co-investment Fund by $750 million for new builds, and the Canada Housing Benefit by $750 million for rent assistance for 125,000 households.

Create a Canada Co-op Housing Strategy that would update the mechanisms for financing co-op housing, in partnership with CMHC, co-op societies, credit unions and other lenders.

Include new and existing housing as eligible infrastructure for funding purposes, allowing the Canada Infrastructure Bank to support provincial and municipal housing projects.

Provide financing to non-profit housing organizations and cooperatives to build and restore quality, energy efficient housing for seniors, people with special needs and low-income families.

Restore tax incentives for building purpose-built rental housing and provide tax credits for gifts of lands, or of land and buildings, to community land trusts to provide affordable housing.

Remove the “deemed” GST whenever a developer with empty condo units places them on the market as rentals.

Re-focus the core mandate of Canada Mortgage and Housing Corporate (CMHC) on supporting the development of affordable, non-market and cooperative housing, as opposed to its current priority of supporting Canadian lenders to de-risk investment in housing ownership. With many housing markets demonstrably overvalued, and home ownership rates among the highest in the world, individual home ownership should not be the preoccupation of a public service housing agency and a national housing strategy.

Change the legislation that prevents Indigenous organizations from accessing financing through CMHC to invest in self-determined housing needs.

From Election Platform 2019, retrieved 2019-09-22.

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We don't have any Liberal policies on Housing supply.

NDP
Create 500,000 units of quality, affordable housing in the next ten years, with half of that done within five years.

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This will be achieved with the right mix of effective measures that work in partnership with provinces and municipalities, build capacity for social, community, and affordable housing providers and co-ops, and meet environmental energy efficiency goals. This ambitious plan will create thousands of jobs in communities all across the country, and help Canadians get the affordable housing they need. Our federal investment will begin with $5 billion in additional funding in the first year and a half of a New Democrat government.

In order to kick-start the construction of co-ops, social and non-profit housing, we will set up dedicated fast-start funds to streamline the application process and help communities get the expertise and assistance they need to get projects off the ground today, not years from now.

A New Democrat government will also spur the construction of affordable homes by waiving the federal portion of the GST/HST on the construction of new affordable rental units – a simple change that will help get new units built faster and keep them affordable for the long term.

[...] We've provide immediate relief for families that are struggling to afford rent in otherwise suitable housing, while we bring forward long-term solutions to the housing affordability crisis.

From A New Deal for People, retrieved 19/09/22.

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Joan Phillip

NDP candidate in your district
Affordable housing is a top priority. We can do this with incentives for developers, working with municipalities and provincial governments, co-op housing and providing funding to insure that there are homes for all people.

Jesse Regier

Libertarian candidate in your district
  • Decriminalize owner-builders, reform the national firetrap code to allow and to encourage fireproof, moldproof, stormproof, earthquake proof, tornado proof alternative homes without the need for permits and fees, end land-use planning and other oppressions, reform the sanitation.

    We hold that property rights are entitled to the same respect and protection as other individual rights, because the owner of property has the full moral right to control, use, dispose of, or in any manner enjoy her/his property without interference, until and unless the exercise of her/his control infringes upon the rights of others.

    The activity of land use planning is properly the responsibility and right of the owner(s) of the land. We therefore urge an end to all government interference in the planning process through such methods as expropriation, zoning laws or building codes, regional planning, or the acquisition of land or other real property with tax money. We call for the repeal of all laws regulating the use of private property.

    We maintain that no one has the right to violate the property rights of others by pollution. We believe that the laws of nuisance and negligence should be modified to cover damages done by air, water, and noise pollution. We support the development of an objective system of law defining individual property rights to air and water. We believe that ambiguities regarding these rights (e.g., the concept of "public property") are a primary cause of our deteriorating environment.

    Polluting and wasting freshwater with every flush, burning unnecessary volumes of electricity, forcing individuals to be reliant on regulated grids, inflating the cost of home ownership through taxes, permits and garbage fees that do nothing to add to the value of the home, a job dependant middle class burns fuel each day to commute to work, trading time for counterfeit money that represents debt, building homes with cheap materials and waste materials held together with highly flammable materials that are often toxic when burned, forcing owner-builders to limit their enterprises for nonsensical reasons, limiting truly affordable housing, and forcing people to pay an insane sum of money for new home builders warranty that is entirely unnecessary to 99% of correctly engineered homes.

    I am not affiliated with the link below - I include it to inform constituents.

  • Decriminalize owner-builders, reform the national firetrap code to allow and to encourage fireproof, moldproof, stormproof, earthquake proof, tornado proof alternative homes without the need for permits and fees, end land-use planning and other oppressions, reform the sanitation.

    We hold that property rights are entitled to the same respect and protection as other individual rights, because the owner of property has the full moral right to control, use, dispose of, or in any manner enjoy her/his property without interference, until and unless the exercise of her/his control infringes upon the rights of others.

    The activity of land use planning is properly the responsibility and right of the owner(s) of the land. We therefore urge an end to all government interference in the planning process through such methods as expropriation, zoning laws or building codes, regional planning, or the acquisition of land or other real property with tax money. We call for the repeal of all laws regulating the use of private property.

    We maintain that no one has the right to violate the property rights of others by pollution. We believe that the laws of nuisance and negligence should be modified to cover damages done by air, water, and noise pollution. We support the development of an objective system of law defining individual property rights to air and water. We believe that ambiguities regarding these rights (e.g., the concept of "public property") are a primary cause of our deteriorating environment.

    Polluting and wasting freshwater with every flush, burning unnecessary volumes of electricity, forcing individuals to be reliant on regulated grids, inflating the cost of home ownership through taxes, permits and garbage fees that do nothing to add to the value of the home, a job dependant middle class burns fuel each day to commute to work, trading time for counterfeit money that represents debt, building homes with cheap materials and waste materials held together with highly flammable materials that are often toxic when burned, forcing owner-builders to limit their enterprises for nonsensical reasons, limiting truly affordable housing, and forcing people to pay an insane sum of money for new home builders warranty that is entirely unnecessary to 99% of correctly engineered homes.

    I am not affiliated with the link below - I include it to inform constituents.

Speculation

We don't have any PPC policies on Speculation.
We don't have any Green policies on Speculation.

NDP
Put in place a Foreign Buyer's tax on the sale of homes to individuals who aren't Canadian citizens or permanent residents, while working with provinces to create a public beneficial ownership registry to increase transparency about who owns properties.

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To help put an end to speculation that's fuelling high housing prices, we'll put in place a Foreign Buyer's tax on the sale of homes to individuals who aren't Canadian citizens or permanent residents. New Democrats will also fight money laundering, which fuels organized crime and drives up housing prices. We will workwith (sic) the provinces to create a public beneficial ownership registry to increase transparency about who owns properties, and require reporting of suspicious transactions in order to help find and stop money laundering.

From A New Deal for People, retrieved 2019-09-22.

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Joan Phillip

NDP candidate in your district
Speculation is inevitable in a free market economy, but we need some limitations on it to prevent runaway housing prices as we have been seeing. Property value increases due to improvements to infrastructure in a community such as access to public transit should pay a tax.

Jesse Regier

Libertarian candidate in your district
We believe that each person has the right to exchange goods and services with any person or group, free from coercion. All efforts by government to control or manage trade are improper.

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Economic rights are an extension of individual rights, specifically of the right to association and the right to own property. All government action which interferes with the free market violates these rights. The only proper role of government, in this context, is to protect property rights, enforce contracts, and adjudicate disputes, providing a legal framework for the protection of voluntary trade.

Government intervention in the economy threatens both the personal freedom and the material prosperity of every Canadian.

We therefore support the following specific and immediate reforms:

-reduction of both taxes and government spending;

-an end to deficit spending;

-the removal of all government impediments to free trade, including legislation dealing with industrial labour relations, government marketing boards, and government licensing and enforcement of monopolies (for example, the present communications, utilities and transportation agreements); and

-the repeal of all controls on wages, prices, rents, profits, production, and interest rates.

We are for a zero individual income tax. The other taxes should be as low as possible, just to provide enough revenue for a limited government to perform its functions well.

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