This is a page from the 2021 Canadian federal election.

Housing & Homelessness

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Homelessness

Liberal

  • Appoint a Federal Housing Advocate within 100 days of a new mandate, to ensure federal government commitments are fulfilled.
  • Invest in Reaching Home: Canada's Homelessness Strategy.

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Conservative

  • Re-implement the Housing First approach.
  • Revise the federal government's substance abuse policy framework to make recovery its overarching goal.
  • Invest $325 million over 3 years for 1,000 residential drug treatment beds & 50 recovery community centres.

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NDP

  • Fully implement the right to housing.
  • Work toward ending homelessness in Canada within a decade.
  • Support the creation of more social housing & other affordable options.
  • Work with provinces & municipalities to fast-track the purchase, lease, & conversion of hotels & motels for emergency housing relief until more permanent solutions are available.
  • Expand income security programs.

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Green

  • Declare housing affordability & homelessness a national emergency.
  • Support existing youth shelters & other infrastructure through federal grants.
  • Invest in creating new youth shelter sin urban & small urban centres.
  • Remove shelter maximum stays for youth.
  • Provide on-site & remote access guidance counselling & therapy for homeless youth.
  • Provide optional relocation services for rural homeless youth.

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Housing Prices

Liberal

  • Place a tax on residential properties that are sold within 12 months of purchase.
  • Ban foreign purchasing of non-recreational, residential property for 2 years, excluding future employment or immigration.
  • Introduce a new rent-to-own programme, & commit $1B in loans & grants to scale up rent-to-own.
  • Introduce a tax-free First Home Savings Account.
  • Double the First-Time Home Buyers Tax Credit.

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Conservative

  • Ban foreign investors not living in or moving to Canada from buying homes here for a two year period, after which it will be reviewed.
  • Encourage foreign investment in purpose-built, affordable rental housing.
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NDP

  • Place a 20% tax on the sale of homes to people who aren't citizens or permanent residents.
  • Double the Home Buyer's Tax Credit to $1,500.
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Green

  • Declare housing affordability & homelessness a national emergency.
  • Create national standards to establish rent & vacancy controls.
  • Provide a retroactive residential arrears program for Canadians at risk of eviction or of being driven into homelessness due to accumulated rent.
  • Raise the empty homes tax for foreign & corporate residential property owners.

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Housing Supply

Liberal

  • Build an additional 250,000 over the next 4 years.
  • Invest $4B in a new Housing Accelerator Fund, which will provide application-based funding for municipalities.
  • Invest in e-permitting technology.
  • Permanently increase funding to the National Housing Co-investment fund by $2.7B over 4 years, for more affordable housing.
  • Commit $600M to support converting empty office & retail space into housing.

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Conservative

  • Use infrastructure investments, such as transit, to increase housing supply.
  • Release at least 15% of the government's real estate portfolio for housing.
  • Incent landowners to donate property to Land Trusts for affordable housing.

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NDP

  • Create 500,000 affordable housing units, or more, over the next 10 years, with half done in the next 5 years.
  • Set up dedicated "fast-start funds" for building co-op, social, and non-profit housing.
  • Provide federal land for housing projects.
  • Waive GST/HST on construction of affordable rental units.

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Green

  • Update the formula for defining affordable housing, accounting for regional variance.
  • Fund non-profit & co-op purchasing of existing buildings.
  • Expand the Rapid Housing Initiative.
  • Invest in building & operating 50K supportive housing units over 10 years.
  • Build & acquire 300K units of coop & non-profit housing over 10 years.
  • Create a Co-op Housing Strategy.
  • Refocus CMHC on supporting affordable, non-market, & co-op housing.
  • Appoint a Minister of Housing.

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Money Laundering

Liberal

  • Establish a Canada Financial Crimes Agency to investigate & combat major financial crime.
  • Increase regulatory power to respond to housing price fluctuations & ensure a more stable housing market.

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Conservative

  • Enact changes to the Proceeds of Crime (Money Laundering) And Terrorist Financing Act.
  • Establish a Beneficial Ownership Registry for residential property.
  • Implement recommendations from the Commission of Inquiry into Money Laundering in British Columbia on a federal level.

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NDP

  • Work with the provinces to create a public beneficial ownership registry, to clarify who owns properties.
  • Require reporting of suspicious transactions.
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Green

Crack down on money laundering in Canadian real estate.
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Mortgages

Liberal

  • Allow people using the First Time Home Buyer Incentive to choose between a shared-equity approach & a loan that is repayable at time of sale.
  • Reduced the price charged by CMHC on mortgage insurance by 25%.
  • Increase the insured mortgage cut-off from $1M to $1.25M, & index it to inflation.

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Conservative

  • Encourage a new market in seven- to ten-year mortgages.
  • Remove the stress test requirement when a homeowner renews a mortgage with another lender.
  • Increase the limit on eligibility for mortgage insurance and index it to home price inflation.
  • Reform the mortgage stress test.

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NDP

  • Re-introduce 30-year terms on CMHC insured mortgages on entry-level homes for first time home buyers.
  • Double the Home Buyer's Tax Credit to $1,500.
  • Provide resources to help co-housing, including CMHC-backed co-ownership mortgages.

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Renter & Home-Buyer Protections

Liberal

  • Create a national Home Buyers' Bill of Rights.
  • Convene federal & provincial regulators to develop a national action plan to increase consumer protection & transparency in real estate transactions.
  • Deter unfair rent increases.
  • Require landlords to disclose on their tax filing the rent they receive pre- and post-renovation, & implement a proportional surtax if the increase in rent is excessive.

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Green

  • Immediately appoint a Federal Housing Advocate.
  • Place a national moratorium on evictions until the pandemic is over, & for a reasonable time after, in cooperation with provincial governments.
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